Unlike a standard home loan, Super Saver gives you an option to park additional funds which will reduce the interest obligation on your home loan to the extent of the funds parked, with the flexibility to withdraw them anytime. To ease the usages of your Super Saver account you will be issued with an ATM card, cheque book, internet and phone Interest Rates on Loan Against Property. For Term Loans. Type. Repo Rate + Spread. Effective Rate of Interest. Floating Rate- PSL Category. Repo Rate + 4.00% to Repo Rate + 4.40%. 10.50% - 10.90% p.a. Floating Rate- Non PSL Category. Attractive scheme for Electric vehicle funding. 50 bps lower rate of interest on Two Wheeler Loan for Electric Vehicles. Minimal Documentation. Attractive Interest Rates. Up to 100% * on road funding. P. Axis Bank offers affordable and flexible housing loans that can turn your dream of owning a home into reality. We have products to suit every budget, taste and need. Whether you are self-employed or salaried, want a floating or fixed rate, Axis Bank will offer a loan that is just right for you. ‹ › With a personal loan, you can achieve your goals without depleting your savings. In December 2022, the Reserve Bank of India (RBI) raised the policy repo rate to 6.25%, leading to a rise in interest rates on bank loans. Due to rising interest rates across the financial system, borrowers will likely face higher equated monthly instalments (EMIs). Self-employed individuals who are eligible for a car loan. Minimum 18 years of age. Maximum 65 years of age at loan maturity. Minimum Net Annual Business income of Rs. 1,80,000 p.a. for selected models and Rs. 2,00,000 p.a. for others. Income eligibility based on latest Income Tax Returns. Minimum 3 years of employment in the same line of business. Axis Bank salary accounts are listed below: 1. Axis Republic Salary Account. *Axis Bank provides 3.00% p.a. interest on savings account balance less than Rs. 50 lakh; 3.5% p.a. interest on balance of Rs. 50 lakh up to Rs. 800 crore. The bank usually follows a Loan to Value (LTV) ratio of around 75% - 80% of your property value. And as regards the loan repayment tenure, it will be the same as the outstanding home loan tenure. As an Axis Bank customer, you can avail of up to Rs 50 lakh against the mortgage of your property with the top-up loan. .

home loan rate of interest axis bank